This is the home of top Ghanaian music and news in the UK. Enjoy a mix of rich gospel and secular music from Ghana. You can
drop us a line if you have any enquiry, comment or suggestion. Our goal is to help make Ghanaians feel at home even in the UK diaspora.
Top Online Radio is a trading name of TOP Online Ltd, registered company number 13315855(England and Wales).
There shall be discussions on current goings-on relating to Ghanaians in the UK. This will help our community to keep in touch and abreast with issues affecting Ghanaians in particular and
Africans in general. This will provide a valuable platform for our folks to discuss issues facing some of us in different parts of the country.
We have outstanding men and women of God who shall be sharing the word of God with us from time to time. We shall be discussing issues affecting Ghanaians and Africans in general in the UK
which shall include topics on religion, relationships, broken homes, domestic violence, immigration, and the like.
There are also avenues to share information about job opportunities, employment vacancies, and similar income opportunities. In fact, we provide a platform where folks who have job offers
can connect with those who need them.
Moreover, we help locall Ghanaian-owned businesses in the UK to grow by providing them a platform to outdoor and promote their businesses, products and services to fellow Ghanaians and others of
African origin. We strongly champion patronage of African businesses by Africans in the kingdom as the first step towards helping ourselves to keep up with the competition.
And of course, politics. Ghanaians everywhere love the politics of their homeland and you can never take it from them. We have a politics segment where our host leads discussions on
stories and current affairs making headlines in Ghana, Africa and the UK.
As a community, we cannot do without social events and festivities, whether it is a wedding ceremony, a naming ceremony, a birthday party or funeral. Our station helps in this direction by
providing avenues for social announcements for our folks in the UK.
Health matters. We shall be hosting health professionals to discuss crucial health topics that are relevant to us as individuals, families and neighbours. There shall be regular professional updates on developments
on the Covid-19 pandemic from qualified health professionals. Stay tuned!
The republic of Ghana is a country located in West Africa and is sandwiched between Cote d’Ivoire (Ivory Coast) and Togo.
The northern border is the country Burkina Faso and the southern border is the Gulf of Guinea. The country is slightly smaller than the state of Oregon.
The landscape consists mainly of plains and low plateaus covered by rain forests in the west and Lake Volta in the east.
People & Culture
Children in Ghana begin two years of kindergarten at age four. Then all children ages 6-12 attend six years of elementary education. If families can afford it, children go on to secondary education. Ghana’s school system is more advanced than many of its African neighbors.
There are over 50 different ethnic groups in Ghana, each with their own customs and languages. But the country is harmonious and peaceful. The Akan tribe is the largest group and makes up about 45 percent of the population. They live mostly in villages and grow their food on farms.
The traditional cloth of the Ghanaian people is the bright and colorful kente cloth. In the north, the men wear loose flowing clothes made of darker cloth.
Ghanaians love soccer and built a large soccer stadium in the capital of Accra. Soccer is the national sport.
Kofi Annan is one of the most well-known Ghanaians. He served as secretary-general of the United Nations from 1997- 2006.
There are six national parks and many smaller nature reserves, which were set up to help protect Ghana’s wildlife. There are over 650 butterfly species in the Kakum National Park, including the giant swallowtails, which are nearly 8 inches (20 centimeters) across.
The park is also home to leopards, hornbills, Diana monkeys, flying squirrels, and scarlet-tailed African gray parrots.
Elephants, leopards, wild buffalo, and antelope were once plentiful across the savanna, but now are found mostly in nature reserves. Elephants, crocodiles, warthogs, and hippos can be seen around the watering holes in the Mole National Park.
Poisonous snakes such as the cobra and puff adder are native to Ghana as are pythons, which don’t bite, but can squeeze their victims to death.
The baobab tree grows in the northern parts Ghana and other savannas in Africa. Ghanaians eat the large, gourd-like fruit, they make barrels from the trunk, the tree provides shade from the sun, and the bark can be made into rope and clothing.
The Volta River was dammed in the 1960s and created Lake Volta, one of the Earth’s largest artificial lakes.
The president is the head of government and the head of state in Ghana. The president and vice president are elected every four years. A council of ministers is selected by the president and approved by the parliament. The ministers are made of heads of different departments of state in the government.
There is also a system of tribal government in addition to the national government.
Before the Europeans arrived in search of gold, the west coast of Africa was part of an ancient trade route. In 1471, Portuguese traders came ashore and noticed that the local people wore gold jewelry.
People from Portugal, Denmark, the Netherlands, Germany, and Britain came to the Gold Coast to search for gold. The British took control of the country in the 20th century and declared the Gold Coast a colony of the British Empire.
In 1957, the Gold Coast gained its independence from Britain and became known as Ghana. After many corrupt governments, Ghana’s new leader in 1981, Jerry Rawlings, vowed to stop corruption. Democracy involving many parties started in 1992 when a new constitution was adopted.
Ghana Economic Outlook
Recent macroeconomic and financial developments
The COVID–19 pandemic significantly curtailed Ghana’s economic growth momentum. Real GDP growth was estimated to decelerate from 6.5% in 2019 to 1.7% in 2020, due to the slump in oil prices and weakened global economic activity.
Nonetheless, growth will be sustained by a budding recovery in construction and manufacturing sectors, combined with favorable gold and cocoa prices. Inflation is expected to reach 10% in 2020 from 8.7% in 2019 due to pandemic-related interruptions in supply chains and
expansionary monetary policy aimed at mitigating the economic impacts of COVID–19. The fiscal deficit is expected to widen to 10.5% of GDP in 2020 from 4.8% in 2019 due to revenue shortfall from weak economic activity and unanticipated increased health expenditure.
The current account deficit is expected to narrow to 2.5% of GDP in 2020 from 2.8% in 2019 because of reduced demand for imports. Foreign exchange reserves maintained the previous year’s level of 4.0 months of import cover as of October 2020. The Ghana cedi depreciated
by 3.1% in 2020, compared with a 10% depreciation in 2019. Ghana remains at high risk of debt distress in the International Monetary Fund’s 2019 Debt Sustainability Analysis because of solvency and liquidity risks. The public debt-to-GDP ratio reached 71% in September 2020
from 63% a year earlier. A banking sector reform, including recapitalization of banks and liquidation of insolvent financial institutions, has enhanced the overall resilience of the sector. Firm and household surveys reveal that during the partial lockdown, about 770,000
individuals experienced reduced wages, and 42,000 lost their jobs.
Outlook and risks
The economic outlook is good in the short to medium term, contingent on an increase in demand for Ghana’s exports, improved business confidence, and successful implementation of the Ghana COVID–19 Alleviation and Revitalization of Enterprise Support program. Growth is
projected to increase to 4% in 2021 and 4.1% in 2022. Inflation is expected to ease to 8.2% in 2021 and 8%, in 2022—in the midpoint of the Bank of Ghana’s target band of 6%–10%. The fiscal deficit is projected to narrow to 7.2% in 2021 and 5.7% in 2022, driven by an
expected increase in revenue collection in a recovering economy. However, the current account deficit is expected to widen to 2.8% of GDP in 2021 and 3.2% in 2022 as import volumes resume their prepandemic levels. Downside risks to the outlook emanate from a possible
second wave of the virus and heightened fiscal and debt pressures.
Financing Issues and Options
Ghana’s ability to push economic growth to its precrisis level is expected to be constrained by fiscal and debt risks. The country is only expected to return to its fiscal responsibility budget deficit threshold of 5% of GDP in 2024. The public debt as at the end of
2019 had cost escalation risks because almost 50% of external debt was commercial. It also showed refinancing and foreign exchange rate risks, since 90% of the domestic debt has short- to medium-term maturities, and 70% of the foreign currency debt was denominated in US dollars.
To overcome these risks, domestic resource mobilization needs to be complemented with external financial assistance, including concessional loans. While maintaining the foreign exchange reserves buffer, government should actively engage its creditors in exploring other financing
options including renegotiating and restructuring debt, and debt service suspension.
Source: African Economic Outlook (AEO) 2021
Although Ghana’s growth has been fairly robust, the source of growth has always been biased in favour of extractive and capital intensive services sector which do not have direct poverty reducing effect. Poverty endemic areas are often constrained by basic infrastructure such as
feeder roads that links their economic activity, mostly farming, to urban market centres.
Malaria still remains a public health concern as it is the leading cause of morbidity in Ghana. There are still challenges in meeting the goal of reducing maternal mortality ratio to the expected 185 maternal deaths per 100,000 live births by 2015. There are rural-urban disparities
in health care services. Moreover, there is still significant number of children of primary school age not enrolled and significant enrolment gaps also remain between the poorest and the wealthiest children.
Ghana’s forest cover continues to decline rapidly. The agriculture sector particularly the food crop sub-sector continues to rely on rain-fed agriculture and the adoption of limited modern agricultural technique. Women’s access to and control over land, information on
land rights issues, access to formal credit from the banks, as well as storage, processing and marketing facilities limit their ability to engage in food crop farming activities independently.
The business climate in Ghana is still weak and continues to hold back productive investment particularly in the area of manufacturing. The business community is often constrained by limited and unreliable supply of energy and affordable finance especially for SMEs to enable
them expand production, create jobs and improve incomes of workers.
Ghana is the world's second largest cocoa producer behind Ivory Coast, and Africa's biggest gold miner after South Africa. It is one of the continent's fastest growing economies and has made major progress in the attainment and consolidation of growth. Significant progress has been
made in poverty reduction. In fact, Ghana is the first country in Sub-Saharan Africa to achieve the Millenium Development Goal 1, which is the target of halving extreme poverty.
Ghana has recently become a middle income country. The discovery of major offshore oil reserves was announced in June 2007, encouraging expectations of a major economic boost. Production officially began at the end of 2010, but some analysts expressed concern over the country's
ability to manage its new industry, as laws governing the oil sector had not yet been passed.
In July 2009, Ghana secured a 600 million dollar three-year loan from the International Monetary Fund (IMF), amid concerns about the impact of the global recession on poorer countries. The IMF said the Ghanaian economy had proved to be relatively resilient because of the high prices
of cocoa and gold. Beside economic development, Ghana has made real progress in good governance, youth and gender empowerment.Important pieces of relevant legislation have been enacted and institutional arrangements improved to promote inclusive society. Government for instance has
enacted the Domestic Violence and Disability Laws, established Domestic Violence Victim Support Units and the implementation of the National Social Protection Strategy.
Over the last decade, Ghana has enjoyed increasingly stable and deepening democratic governance. Four successful elections in 2000, 2004, 2008 and 2012 have strengthened the effectiveness of key national institutions, enhanced investor confidence and anchored the new economy in an
environment for positive growth. Ghana has a high-profile peacekeeping role; troops have been deployed in Ivory Coast, Liberia, Sierra Leone and DR Congo.
Ghana enjoys a high degree of media freedom and the private press and broadcasters operate without significant restrictions. The media are free to criticise the authorities without fear of reprisals, says Reporters Without Borders. The private press is lively, and often carries
criticism of government policy. Animated phone-in programmes are staple fare on many radio stations. Radio is Ghana's most popular medium, although it is being challenged by increased access to TV.